We seek to understand your life, who’s in it, your goals, and your challenges. At RWI, we dedicate ourselves to creating a plan as unique as you and your circumstances.
Our
Services
WEALTH MANAGEMENT & INVESTING SERVICES
- Comprehensive planning-based asset management
- Development and continual monitoring of your personalized investment portfolio
- Customized comprehensive asset allocation & management
RETIREMENT INCOME & DISTRIBUTION PLANNING
- Analysis of your income needs, now and in the future
- Recommendations to maximize your social security benefits
- Determining the most appropriate distribution strategy for your IRAs and employer retirement plans – including 401(k), 403(b), and other retirement plans
RISK MANAGEMENT & ASSET PROTECTION
- Strategic, tactical, and blended strategies to diversify your portfolio
- Management of concentrated positions
- Asset preservation strategies designed to help shield your wealth from litigants, creditors, in-laws, and ex-spouses
TAX REDUCTION STRATEGIES
- Tax-efficient strategies, including tax advantaged investments
- Coordination with your CPA to review your tax return to highlight opportunities to help reduce tax liabilities
- Tax-loss harvesting strategies to offset capital gains tax amounts
FAMILY WEALTH PLANNING
- College funding strategies & savings plans
- Income planning
- Retirement planning
- Transfer of wealth to future generations
ESTATE PLANNING
- We work with clients and their attorneys to create an estate plan that protects assets, plans for the care of loved ones, and preserve your intentions, in life and in death
- Corporate trust services through *Private Trust Company
- Charitable solutions & family gifting strategies
ELDER CARE PLANNING
- Long-term care risk assessment
- Long-term care insurance consulting
- Coordination with POA for payment of care
CASH MANAGEMENT SERVICES
- Assistance with online bill-pay
- Available check writing and wire transfer capabilities
- Ability to add cash management features such as on-demand & periodic journal or ACH contributions and distributions
- Online access to your accounts through the Account View app
RETIREMENT PLAN ASSISTANCE
- Recommendations regarding allocations within your employer-provided retirement plans
- Facilitation of retirement plan rollovers
- Individual analysis of potential Roth IRA conversion suitability
Personalized Attention – Our Commitment to You
All our clients at RWI receive personalized attention, frequent portfolio reviews, and one-on-one planning for all of their life events. Our wealth managers take the time to get to know each of our clients on a personal level and are invested in helping you achieve your financial goals for the future.